Next Chapter Talent is partnering with a well-established and forward-thinking insurance business to recruit a Motor Underwriting Executive. This is a key hire within their underwriting function, offering exposure to bespoke and niche motor insurance schemes and the opportunity to make a tangible impact on underwriting performance.

This role sits at the heart of the underwriting operation, supporting the Head of Underwriting and underwriting team while acting as a key point of contact for Sales, Insurers, and Operations.

The successful candidate will play a critical role in managing referrals, supporting underwriting decisions, and ensuring risks are assessed accurately, commercially, and in line with agreed business rules and compliance standards.

• Act as the first point of contact for underwriting queries from the sales floor, providing clear, timely, and commercially sound guidance.
• Manage and respond to internal and external underwriting referrals, including insurer referrals where required.
• Take ownership of in-house referrals from the sales team, ensuring risks are clearly presented and decisions appropriately documented.
• Confidently present risks to bespoke underwriters and agree terms within delegated authority.
• Maintain accurate and compliant administration and filing for insurer and product documentation.
• Assist with the generation and analysis of scheme performance data, using internal systems to support underwriting insight.
• Monitor underwriting performance, including insurer loss ratios, to support informed decision-making.
• Maintain strong knowledge of company products, underwriting criteria, and external market developments that may impact underwriting outcomes.
• Make consistent underwriting decisions in line with business rules, processes, and compliance requirements.
• Work closely with Operations to ensure all underwriting activity meets regulatory and compliance standards.
• Represent the business in a professional and confident manner at all times.

• Strong understanding of processes and procedures, with the ability to manage priorities effectively.
• Proven ability to deliver high-quality, accurate work within tight deadlines.
• Excellent attention to detail and a strong sense of ownership.
• Confident relationship manager, able to engage with internal and external stakeholders at all levels.
• A proactive mindset with a genuine desire to learn, develop, and challenge the status quo.
• Strong alignment with company values and a collaborative approach to teamwork.
• Outstanding communication, reporting, and problem-solving skills.
• A team player who actively contributes to wider business objectives.

• Minimum of 3 years' experience in Personal Lines Motor Insurance.
• Strong experience working with bespoke and niche motor insurance risks.
• Demonstrable understanding of motor insurance risk factors, assessed to a high technical standard.
• Proven experience of monitoring underwriting performance, including insurer loss ratios.
• Experience managing external insurer relationships.
• Previous experience working with motor insurance schemes.
• Confident supporting sales teams with underwriting queries and technical guidance.

This role offers the chance to join a business that values technical expertise, collaboration, and continuous improvement. It provides strong exposure to niche underwriting, meaningful stakeholder interaction, and genuine scope for professional development.

Please note: This overview is designed to give a clear sense of the role, though it isn't an exhaustive list of every responsibility or requirement.

To learn more about this opportunity , please reach out to Zara Benson at Next Chapter Talent.

Next Chapter Talent is a boutique, founder-led property recruitment consultancy who specialise in placing exceptional talent across the UK. If you're considering a new challenge or are recruiting for your team, please get in touch.